Is Financial Coaching the Missing Link Between You and the Wealth You Deserve?

Posted on May 11, 2025 by Olga Maksymovych, One of Thousands of Money and Finance Coaches on Noomii.

If you’ve ever felt like your money disappears as fast as it comes in—or that you’re working hard but never quite getting ahead—you’re not alone. You’re also not broken.

Here’s the truth: wealth isn’t just about numbers. It’s about clarity, mindset, strategy—and support.

That’s where financial coaching comes in.

What Is Financial Coaching—And Why Might You Need It?

Financial coaching isn’t about handing your money over to someone else. It’s about taking your power back.

It’s a practical, empowering partnership that helps you:

- Understand your finances
- Align your money choices with your values and goals
- Build a confident, sustainable relationship with wealth
- Rewire limiting money patterns

You don’t need to be “rich” to start. In fact, financial coaching is most transformational when you’re stuck, unsure, or in transition.

If you’ve ever said:

“I make decent money, but I never feel like I’m getting ahead.”
“I want to stop feeling anxious and disorganized with my finances.”
“I need a plan that reflects my values, not someone else’s idea of success.”
Then yes—financial coaching was made for you.

What Does a Financial Coach Actually Do?

Think of a financial coach as part strategist, part mindset mentor, part accountability partner. They can help you:

- Create a values-aligned budget that supports your life—not just your bills
- Eliminate debt through a clear, shame-free plan
- Build real savings and long-term wealth—on your terms
- Prepare for your future—whether that means early retirement, entrepreneurship, or simply freedom

Does Financial Coaching Work?

Yes—and it’s backed by research.

- Clients who work with a financial coach are more likely to pay off debt, improve credit, and grow savings
- One study found that clients increased savings by up to 73% within 12 months
- And beyond the numbers, clients report feeling more confident and in control of their financial lives

What’s the Difference Between a Financial Coach and a Financial Advisor?

Here’s a simple way to look at it:

Financial Advisors manage your investments after you’ve built wealth.
Financial Coaches help you build wealth—starting with your habits, mindset, and daily decisions.
They don’t sell products or manage portfolios. Instead, they help you lay the foundation so you’re financially ready for those next-level steps—with confidence.

What Happens During a Coaching Session?

Every session is customized, but the general flow looks like this:

- Clarity – We assess your money picture: income, spending, goals, and beliefs
- Strategy – We co-create a practical, values-based action plan
- Support – You receive coaching, encouragement, and accountability
- Integration – We explore the emotional side of money so the transformation sticks

This is a collaborative process. No one-size-fits-all formulas—just empowering tools that evolve with you.

Is Financial Coaching Right for You?

Coaching is especially valuable if:

- You’re earning, but feel uncertain or disorganized
- You want to pay off debt but feel stuck or overwhelmed
- You’re ready to stop reacting and start making intentional choices
- You’re entering a transition—career pivot, entrepreneurship, or lifestyle upgrade
- You’re done carrying the mental load of money alone

Whether you’re a conscious professional, entrepreneur, or creative—coaching gives you the structure and clarity to move forward with confidence.

Can Financial Coaching Help with Debt?

Absolutely!

Financial Coaches help clients:

- Build a doable debt repayment plan
- Remove shame and reframe debt as solvable
- Shift the beliefs and patterns that led to the debt
- Put systems in place to stay debt-free

Debt is not a moral failure—it’s a starting point. Coaching helps you turn the page with power and purpose.

What’s the Investment?

Most financial coaches work on a fee-for-service basis—you’re paying for transformation, not sales pitches.

You may find:

- One-time intensives
- 3- to 6-month packages
- Ongoing 12-month programs

Rates vary, but typically range from $100 to $500 per hour, depending on experience, specialty, and structure.

Is Financial Coaching Worth It?

If you want to feel more confident, more empowered, and more in control of your financial life—then yes, coaching is absolutely worth it.

It’s especially powerful if:

- You’re tired of DIY-ing your way through money stress
-You have specific goals—like paying off debt, increasing your credit score, or building savings
- You’re ready to shift from financial survival to values-aligned abundance

Financial coaching isn’t just about money. It’s about freedom, clarity, and becoming the kind of person who makes empowered decisions—no matter what life throws your way.

Ready to Change Your Financial Story?

I specialize in helping conscious professionals and entrepreneurs:

Step into wealth with clarity and confidence
Rewire limiting beliefs
Heal emotional money patterns

Book your free 30-minute Clarity Call and let’s explore how I can support your journey.