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Innovation’s Dark Side: How AI Is Being Used To Scam You Smarter

Posted on August 07, 2025 by Anastasia Paruntseva, One of Thousands of Entrepreneurship Coaches on Noomii.

Anastasia Paruntseva, Founder & CEO of Visionary Partners Ltd. Global expansion expert, book author, with 15+ years in tech, AI & robotics

I’ve spent years in innovation tech, robotics, AI and automation—launching startups, scaling automation across 50+ countries, leading AI platforms and watching machines get smarter faster than most people get promoted. So, when I say we’re entering a new era of digital deception, I’m not guessing—I’ve seen it coming.

Because here’s the uncomfortable truth: Innovation isn’t always innocent.

While most people are still marveling at AI-generated headshots or asking ChatGPT for birthday toast ideas, a quieter, more dangerous shift is underway. AI isn’t just helping the good guys move faster—it’s also being used to scam you smarter.

And no, this isn’t just a problem for tech bros or finance execs. It’s for anyone with a phone, an email address or a slightly-too-trusting family member who still thinks their Facebook group is a reliable news source.

The Scam Is Evolving—Are You?
We used to laugh at online scams—typos, bad grammar, a “Nigerian prince” asking for bank details. Cute. But today’s scams? They don’t make spelling mistakes. They make perfect sense. In your CEO’s voice.

Voice cloning now takes less than 10 seconds of audio. That’s one voicemail. One podcast appearance. One birthday message posted online. Suddenly, “you” can call someone and ask for money, access or trust—with your tone, your accent, your rhythm.

Then there’s deepfake video. Remember the viral clip of a building “on fire” in Paris that had people panicking recently? It was AI-generated. Looked real. Sounded real. Wasn’t. And meanwhile, the actual Notre Dame fire from 2019? That one was real—but now, we live in a world where both can be seen with equal skepticism.

Good luck navigating that with a cup of coffee and a shaky Wi-Fi connection.

Grandma’s Problem Is Now Yours
We’ve all had a laugh at our grandparents for falling for fake tsunami stories or sharing clearly Photoshopped miracles. But the difference now? We’re the ones getting fooled—by a FaceTime from our “child” in trouble or a WhatsApp from our “CFO” at 11:47 p.m. asking for a wire transfer.

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AI-generated scams don’t need you to be naive. They just need you to be human.

They rely on:

1. Urgency: “Do this now.”

2. Authority: “I’m your boss.”

3. Familiarity: “Hey, it’s me again.”

4. Emotion: “I need help.”

Combine that with a convincing voice, personalized language and just enough context, and you’ve got a synthetic scam that’s hard to question—even if you’re technically trained.

Spotting The Scam: What Deepfakes Still Get Wrong
Even the smartest fakes leave fingerprints. You just need to know where to look:

• Too Perfect: If it sounds overly polished or oddly scripted, something’s off.

• Eye Behavior: Deepfakes still struggle with natural blinking and focus.

• Audio Lag Or Unnatural Rhythm: Watch for mismatched cues.

• Context Clues: References to conversations that didn’t happen, or details that feel off.

• Repeat Phrases: AI likes to anchor on key words. Humans tend to be messier.

Still unsure? Ask yourself: Would this person normally call me about this? At this time? In this way?

If it feels weird, it probably is.

A Human-First Checklist To Stay Safe
You don’t need a Ph.D. in cybersecurity to stay protected. Just some common sense and consistency:

• Verify via a different channel. If something feels urgent, confirm through another app, call or face-to-face.

• Don’t act on urgency alone. The faster they want you to act, the more you should pause.

• Use multi-person approvals for sensitive actions. This especially applies to financial or access-related decisions.

• Train your teams like it matters. Because it does. Simulate, debrief, repeat.

• Don’t blindly trust visuals or voices. That trust expired around the same time as floppy disks.

Let’s Not Blame The Tech
I’ve seen tech do amazing things—scale operations, automate chaos, open new markets, even deliver coffee via robot. But I’ve also seen what happens when we let awe get in the way of awareness.

The truth is, innovation isn’t the problem. Blind trust is.

We need to stop assuming tech is always on our side and start building the literacy to question what looks and sounds “real.” Because in a world where anything can be faked, the smartest thing you can do is stay curious—and stay calm.

The next scam you see won’t have broken grammar or cartoon graphics. It’ll sound like someone you love. Look like someone you know. And ask you to trust it—without thinking twice.

Don’t give it that luxury.

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