Mindset or Money Wound? Why You Still Feel Blocked (Even After Doing the Work)

Posted on May 11, 2025 by Olga Maksymovych, One of Thousands of Money and Finance Coaches on Noomii.

You’ve read the books. Hired the coach. Said the affirmations.
But something still feels… stuck.

Maybe you know your worth—yet undercharge.
Maybe you create a budget—only to sabotage it.
Maybe you’ve grown your income—yet money still feels unsafe.

If you’ve done everything “right” and still find yourself looping in the same frustrating patterns, it’s not a failure of effort or willpower. It’s a sign you’re bumping up against something deeper—something mindset work alone can’t always reach.

This is the real difference between money mindset coaching and money psychology.
Understanding both might be the shift that finally unlocks the lasting transformation you’re craving.

When Money Mindset Coaching Works

Let’s start with the basics: money mindset coaching is a powerful tool. It helps you become conscious of unhelpful beliefs and shift them into empowering, aligned thoughts.

It’s ideal when you:

Know what your money blocks are but need help changing them
Want to take strategic action but feel stuck in fear or doubt
Are ready to build new habits, behaviors, and financial confidence

Money mindset coaching works on a conscious level. It supports you in reframing your inner narrative, stepping into an empowered financial identity, and taking aligned action.

It works best when you’re able to name the pattern—and you’re ready to move forward with tools, structure, and accountability.

But Sometimes, Mindset Isn’t Enough
Here’s what I hear from clients all the time:

“I know better. So why do I keep doing this?”
“I’ve done the work. Why am I back in the same loop?”
“Money still feels scary—even when I have enough.”

If that resonates, you’re not broken—and you’re not alone.
You’ve likely reached the edge of what mindset alone can offer.
That’s where money psychology begins.

What Is Money Psychology—And Why Transpersonal Psychology Changes Everything

Money psychology looks beneath your thoughts and into the emotional, subconscious, and often inherited layers that shape your financial reality.

But in my work, we go even deeper.

I use a transpersonal psychology approach, which means we explore not just your beliefs—but also your identity, body memory, lineage, and soul-level imprints. We look at how early experiences, generational trauma, and even past-life energy may be influencing your money patterns in ways mindset work alone can’t touch.

This isn’t about willpower. It’s not about logic.
It’s about healing the original wound—so your system no longer sees wealth as a threat.

It’s about transforming the parts of you that don’t just think scarcity… they feel it.

Two Client Stories That Show the Difference

Client 1: The Income Escape Artist

She was intelligent, motivated, and earning well—but every time she received a big payment, she spent it immediately. Despite her awareness, she couldn’t hold onto money.

Through deeper transpersonal work, we uncovered a subconscious imprint: in a past life, she had burned a large sum of money to protect the lives of her loved ones. Her nervous system now equated holding onto money with danger.

Once that wound was healed, she began to feel safe with money—and the compulsive spending stopped naturally.

Client 2: The Scarcity Saver

He had a stable, high income and considerable savings—but lived in a constant state of financial fear. He tracked every penny obsessively and couldn’t bring himself to invest or enjoy his wealth.

We traced the pattern back to his grandmother, a survivor of war and famine. Her trauma had been unconsciously passed down, embedding itself in his nervous system. Mindset work couldn’t touch it—because the wound wasn’t in his thoughts, it was in his body.

Once we healed the inherited fear and re-wired neural pathways, his relationship with money changed—he finally felt safe to spend and invest without fear.

So Which One Do You Need?

Money Mindset Coaching is for you if:

You’re aware of your money blocks and want tools to change them
You’re ready for strategy, accountability, and empowered action
You want to raise your rates, improve your habits, or hit clear goals

Money Psychology (with a transpersonal approach) is for you if:

You’ve already done mindset work but still feel stuck
Your money patterns feel emotional, irrational, or unexplainable
You carry shame, fear, guilt, or inherited scarcity
You want to feel truly safe—not just capable—with money

The Integration That Changes Everything
Real financial transformation happens when mindset and psychology come together.

Mindset gives you structure, action, and clarity.
Psychology heals the emotional and energetic blocks at the root.

Without mindset, you might feel inspired but ungrounded.
Without psychology, you’ll keep hitting invisible walls that don’t make sense—no matter how many affirmations you repeat.

In my work, I bring both together. We clear the root. We rewire the pattern. And we activate the next-level version of you who feels safe, worthy, and aligned in her financial life.

Final Thoughts
If you’ve ever asked yourself:

“Why do I keep doing this, even though I know better?”
“Why can’t I seem to break through my income ceiling?”
“Why does money still feel unsafe, even when I have enough?”

The answer may not lie in your mindset.
It may live in your nervous system, your lineage, or your deeper identity.

And yes—it can be healed.

If you’re ready to go beyond surface-level mindset work and create a soul-aligned, secure, and prosperous relationship with money—I invite you to reach out.

Schedule a free 30-minute Clarity Call to explore how we can work together.